Arab Bank Moves Onchain With Kinexys by J.P. Morgan Integration

Arab Bank has announced a new step in its digital transformation strategy by integrating blockchain-based payment infrastructure from Kinexys by J.P. Morgan, aiming to enhance cross-border transactions and operational efficiency across its regional network.

The collaboration brings parts of Arab Bank’s ecosystem onto blockchain payment rails, enabling selected branches to explore new use cases tied to faster settlements, improved liquidity management, and more flexible transaction processing.

Moving Toward Onchain Payment Infrastructure

At the center of the integration is Kinexys Digital Payments, a blockchain-based deposit account network designed to support continuous, real-time settlement. Unlike traditional systems that are limited by banking hours and cut-off times, the platform allows transactions to be processed around the clock.

For Arab Bank’s corporate and retail clients, this means the ability to conduct payments beyond conventional operating windows, potentially reducing delays in cross-border transfers and improving overall transaction speed.

Enhancing Cross-Border Capabilities

The initiative is expected to support a range of applications, particularly in cross-border payments, where inefficiencies in timing and liquidity management have long been a challenge. By leveraging blockchain infrastructure, the bank aims to streamline these processes while maintaining alignment with its broader digital modernization agenda.

Maram Al-Jazireh, Global Head of Financial Institutions and Sustainability at Arab Bank, described the move as part of an ongoing effort to strengthen service offerings and improve the customer experience. She noted that the partnership builds on an existing relationship with J.P. Morgan Payments across multiple products and services.

Expanding Blockchain Adoption in Traditional Finance

From Kinexys’ perspective, the collaboration reflects a broader push to develop next-generation financial infrastructure tailored to institutional clients.

Akshika Gupta, Global Head of Client Solutions for Kinexys Digital Payments, emphasized the role of blockchain in enabling scalable, efficient financial systems and supporting clients as they transition toward more advanced digital frameworks.

The integration highlights a growing trend among traditional financial institutions seeking to incorporate blockchain technology into core operations, particularly in areas such as payments and settlement.

For Arab Bank, the move represents another step toward building a more connected and responsive financial ecosystem, one that aligns with evolving client expectations and the increasing digitization of global finance.