Pendulom is set to launch Altimates, an online derivatives based investment platform curated for the current generation. The current economic uncertainty coupled with the emergence of more tech savvy and young investors, it is timely that platforms which provide this crop of investors with an easily accessible, secure investment platform that caters to their investment preferences, needs and style like Altimates will emerge.
They are more receptive and are willing to back companies that directly relate to their day to day lives, such as Alphabet, Apple, and Snapchat. These companies are able to engage with this generation and convey their vision to them.
Based on the current economic and investment climate, more savvy investors are shifting their focus and portfolios towards new investment instruments. In doing so, they expose their capital to more and more uncertainties because of the speculative nature of some investments. They overlooked some more secure and established investment instruments like derivatives.
Derivatives are contracts which value is derived from an underlying asset or group of assets. Derivatives are attractive to investors because opportunity to make a profit from the fluctuating price of an asset. The current downside of derivatives is that it is complex to understand and inaccessible to the general public. This is where Pendulom aims to bridge the gap with the Altimates platform.
Along with derivatives, the main differentiator of the Altimates platform is that investments are protected with a solution called Twin-win structured notes. As the world’s most famous investor, Warren Buffet always emphasises that it is very important to have a “margin of safety” when investing. Twin-win structured notes provides this “margin of safety” by giving the investor a positive return when a stock performs within a set barrier. This protects the investor from fluctuations in a stock’s price, generating profit when a stock goes up or down.