Mashreq Capital, a DIFC-based asset manager operating since 2005, has announced the launch of BITMAC, a new multi-asset investment fund designed to make institutional portfolio strategies accessible to retail investors across the MENA region.
Positioned as one of the first professionally managed mutual funds to integrate Bitcoin exposure alongside traditional assets, BITMAC combines allocations to global equities, fixed income, gold, and Bitcoin through ETFs within a single, systematically rebalanced portfolio. The structure aims to capture growth from both conventional and digital markets while maintaining risk levels in line with a typical balanced investment strategy.
The fund is open to retail investors with a minimum investment of USD 100, lowering the entry barrier for those seeking professional portfolio management and exposure to alternative assets within a regulated framework. BITMAC offers a one-stop investment solution that blends innovation and diversification while applying disciplined risk controls traditionally associated with institutional asset management.
Mashreq Capital said the launch reflects growing demand across the Middle East for diversified and forward-looking financial products, particularly as global investors increasingly look beyond conventional asset classes. The fund’s integration of Bitcoin and gold alongside equities and bonds differentiates it from most multi-asset offerings currently available in the region.
Philip Philippides, CEO of Mashreq Capital, commented:
“Retail investors often struggle to balance risk appetite and asset allocation across different markets, especially with the inclusion of digital assets that can offer higher potential returns but also carry increased volatility. BITMAC addresses this challenge by offering one of the first globally diversified funds to include Bitcoin alongside traditional investment classes. Within a DFSA-regulated structure, it provides a professionally managed solution that systematically rebalances the portfolio and controls risk.”
Portfolio Allocation and Rebalancing Strategy
BITMAC’s target allocation assigns:
- 90% to global equities and global fixed income
- 5% to gold
- 5% to Bitcoin
The portfolio will undergo quarterly rebalancing, during which assets exceeding their target weights will be trimmed and underweighted positions increased. This systematic process is designed to lock in gains during market rallies and add exposure during price corrections, helping investors avoid emotional decision-making and the common retail pitfalls of buying at peaks and selling during downturns.
Mashreq Capital noted that the fund’s disciplined rebalancing framework aims to improve long-term returns while reducing volatility and trend-chasing behavior.
Expanding Retail Access to Digital Assets
With BITMAC, Mashreq Capital continues to reinforce its position as a regional leader in product innovation and digital asset integration. The firm said the fund supports the development of a more diversified and resilient investment ecosystem across MENA by providing retail investors with regulated access to emerging asset classes alongside established markets.
By combining traditional diversification principles with controlled digital asset exposure, BITMAC sets a new benchmark for multi-asset fund offerings in the region—offering retail investors a structured path to participate in the evolving global investment landscape.
